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Home » Recipes » Breakfast

Low Carb Apple Crumb Muffins

By Kim Hardesty

Low carb apple crumb muffins spiced with cardamom, ginger, and allspice evoke the feeling of warm afternoons in an exotic location. A moist and delicate crumb and a nice balance of flavors will have you reaching for another.

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Apple spice muffins with crumb topping on cutting board with butter knife beside and green granny smith apple in background.

THIS POST INCLUDES AFFILIATE LINKS TO SHARE THE THINGS I LOVE.

There's nothing more delicious than a nice low carb muffin for breakfast with a hot cup of coffee or tea. Muffins from the local coffee shop were a weekly treat before starting this WOE (way of eating). Luckily, there are low carb recipes for almost every treat imaginable, even low carb muffins!

Apples can be tricky to work with on low carb diets, especially if you keep your macros at keto levels as I do. Choosing the right ingredients is important to keep carbohydrates as low as possible and to minimize impact on blood sugar.

These apple crumb muffins are moist and delicious. They taste like and have the texture of regular apple muffins without the sugar and carbs. But the best thing is that enjoying one of these low carb muffins won’t wreck your diet. 

Picture of apple crumb muffin ingredients: green apple, low carb brown sugar, oat fiber, baking powder, spices & salt

Apple crumb muffins ingredients: almond flour, coconut flour, oat fiber

Two low carb flours I reach for time and again are almond flour and coconut flour. They have wildly different properties and used alone result in heavy baked goods. However, when combined, almond flour and coconut flour result in a lighter baked good. 

I originally paired almond flour and coconut flour in this tasty apple spice muffin recipe with delicious results. However, I’ve become a huge oat fiber fan. For this recipe update, I replace coconut flour with oat fiber with great success. The result it a moist and delicious muffin with a taste and texture like the real thing.

Oat fiber is made from the tough, outer papery husk of the oat groat - it’s almost pure fiber. Light and powdery, its taste is similar to whole wheat making it perfect sub for those who don’t like the taste of coconut. I also use oat fiber in this delicious recipe for keto coconut flour muffins.

Picture of apple crumb muffin wet ingredients: large eggs, coconut milk, stevia and vanilla

Apple, spice and everything nice!

Apple muffins conjure warm fall flavors. A low carb brown sugar substitute is the natural choice. Sukrin Gold is my favorite, but also try Swerve Brown Sugar, Lakanto Golden or my homemade brown sugar substitute. This homemade low carb brown sugar recipe works for most recipes and is much more affordable.

A good apple recipe needs a little spice. Most recipes call for a little cinnamon and you’re done - good but not exceptional. Ginger, allspice, and cardamom enhance natural apple flavors and evoke thoughts of exotic locations.

keto apple spice muffins with streusel topping on cutting board

Streusel and crumb toppings

There’s no need to make a separate crumb or streusel topping for most low carb muffin recipes. Instead, remove a portion of the dry ingredients. This saves time on measuring and streamlines the preparation process. All you need to do is add a little sugar free sweetener, melted butter, and mix until it clumps together.

Storing your low carb apple crumb muffins

After baking, allow the apple muffins to cool completely. Keep loosely covered on the counter for up to two days or place in an airtight container and refrigerate for up to a week.

To freeze, place the muffins in a plastic zipper bag. Freeze up to 3 months. Thaw in the refrigerator and warm gently in the microwave before enjoying, if you wish.

Apple muffin process shots: baked muffin, crumb topping, wet ingredients, dry ingredients, ingredients combined, filled muffin tins

Pro Tips:

  • Always whisk your low carb flours before measuring to remove lumps.
  • Never pack the ingredients into the measuring cup (exception: low carb brown sugar).
  • Eggs add moisture and help bind ingredients. Use large eggs unless otherwise specified.
  • Low carb and gluten free ingredients need extra binding agents (xanthan gum, psyllium powder or glucomannan powder) to achieve a nice rise and texture. Each choice has different properties.
  • Low carb, gluten free, and keto baking recipes always contract upon cooling.
Low carb apple crumb muffins with spice (sugar free)

Low Carb Apple Crumb Muffins

Spiced with cardamom, ginger, and allspice these apple crumb muffins evoke warm cozy feelings of fall. A moist and delicate crumb and a nice balance of flavors will have you reaching for another.
5 from 2 votes
Print Pin Rate
Course: Bread, Breakfast
Cuisine: American
Keyword: dairy free
Prep Time: 15 minutes minutes
Cook Time: 25 minutes minutes
Total Time: 45 minutes minutes
Servings: 12
Calories: 155kcal
Author: Kim Hardesty

Equipment

  • mixing bowls
  • hand mixer
  • cupcake liners
  • standard muffin pan

Ingredients

Dry Ingredients (divided use)

  • 2 cups Almond flour (190 g)
  • ½ cup Oat fiber (45 g)
  • ½ cup Low Carb Brown Sugar (80 g)
  • 2 teaspoon Baking powder
  • ½ teaspoon Baking soda
  • ½ teaspoon Xanthan gum
  • ½ teaspoon Ground cardamom
  • ¼ teaspoon Allspice
  • ¼ teaspoon Ground ginger
  • ¼ teaspoon Salt

Wet Ingredients

  • 4 large Eggs
  • â…” cup Coconut milk (full fat)(158 ml)
  • 1 teaspoon Vanilla extract
  • ½ teaspoon Stevia glycerite
  • ¾ large Granny Smith apple peeled, cored and grated (5 oz/ 141 g)

Crumb Topping

  • â…“ cup of dry ingredients
  • 1 tablespoon Granulated erythritol
  • 1 tablespoon of melted butter (ghee or coconut oil)

Instructions

Preparation

  • Gather all ingredients.
  • Pre-heat oven to 325 F. Line a 12 cup muffin tin with standard size baking papers. Peel and core the Granny Smith apple. Weigh 5 ounces (about ¾ of a large apple) and grate.

Method

  • Measure all of the dry ingredients into a medium bowl and mix well to break up any lumps. Remove â…“ cup of the mixture to a small bowl to be used as the crumb topping.
  • Add all of the wet ingredients and grated apple to a large bowl. Blend together with a hand mixer.
  • Pour the dry ingredients into the wet ingredients and blend until incorporated. Let sit 5 minutes. Gently scoop and spoon batter into muffin liners, filling ¾ full.
  • Mix 1 tablespoon of sweetener into the reserved crumb mixture. Starting with 1 tablespoon, mix the ghee into the crumb mixture with a fork. If the crumb mixture is not clumping then add 1 teaspoon more melted butter (ghee or coconut oil). Sprinkle over the muffin batter.

Bake

  • Bake for 15 minutes at 325, THEN INCREASE HEAT to 350 and bake another 10-15 minutes more or until a toothpick inserted in the middle comes out clean. Do not over bake.
  • Makes 12 muffins. Each muffin is 3.4 net carbs.

Notes

Note: If using coconut flour instead of oat fiber, each muffin is 4.53 net carbs. 

Nutrition

Serving: 1muffin | Calories: 155kcal | Carbohydrates: 9g | Protein: 5.86g | Fat: 12g | Saturated Fat: 3.13g | Cholesterol: 73mg | Sodium: 33mg | Fiber: 5.6g | Sugar: 1.99g

About Kim Hardesty

Kim is a self taught cook with over 30 years experience in the kitchen. She develops and tests low carb and keto recipes in her California home. She began her low carb journey in 2009 and at the urging of friends, started blogging in 2014. Kim shares delicious low carb and keto recipes no one would believe are sugar-free. Her recipes are featured in newsstand publications and on sites all over the internet.

View all posts by Kim Hardesty | Website | Facebook | Instagram | Pinterest

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  1. Donna

    April 12, 2021 at 10:25 pm

    Have you any suggestion for cooking time adjustment to make 6 jumbos rather than 12 normal?

    Let's face it, who's going to eat just one :)

    Reply
    • Kim Hardesty

      April 15, 2021 at 6:59 am

      Hi Donna. They might get a little heavy as a giant muffin. I would let it go the full time as stated in the recipe and then check them every 3-5 minutes after until they are done. Then you will know how long to cook them next time. -Kim

      Reply
  2. Melinda Earley

    December 30, 2019 at 8:47 am

    I don't have coconut milk except canned, will almond milk work?

    Reply
    • Kim Hardesty

      December 30, 2019 at 11:13 am

      Hi Melinda, use the canned coconut milk, which is full fat coconut milk. The recipe uses the coconut milk as both the fat and the moisture. If you do not have canned coconut milk, use half heavy cream and almond milk. If you do not have heavy cream and only have almond milk, add two tablespoons of oil to the almond milk. -Kim

      Reply
  3. Kate

    November 14, 2019 at 10:09 am

    Will oat fiber work as a sub for coconut flour in any recipe? I have really tried to like coconut flour but without success. Even a little bit spoils the recipe for me. Thanks.

    Reply
    • Kim Hardesty

      November 14, 2019 at 10:41 am

      Hi Katie. It's not an even sub. I use a little more oat fiber than coconut flour - maybe 1/4 - 1/3 more? You'll have to test it on each recipe depending on the other ingredients included in the recipe and the method used to combine them. -Kim

      Reply
  4. Tonya Ratushniak

    September 01, 2019 at 11:57 am

    Hi Kim,
    I am trying to make these right now and I noticed that there is no allspice in the ingredients list but you mention it in your directions.
    As my husband has a severe allergy to cinnamon I was happy to find an apple keto recipe without cinnamon. Can you please clarify the allspice measurements. We use quite a bit of that in this house.

    Reply
    • Kim

      September 01, 2019 at 2:03 pm

      Hi Tonya. Yes, that dropped out when I switched recipe cards a few years ago. I have this recipe on my to-do list for a makeover this week as it's five years old!. Can you wait until I test it and repost? I can email it to you when I'm done if you wish. -Kim

      Reply
      • Tonya Ratushniak

        September 02, 2019 at 9:21 am

        I made these yesterday and just put in 1/2 tsp of allspice, 1/2 tsp of cardamon and 1/4 tsp ground ginger. They were divine. My husband was so happy. Lovely combination of flavors. I also put in 1 tso of maple extract. My son thought they tasted just like warm french toast. The only thing I am going to change next time I make them is to try the golden or brown sugar version of serve for the topping. I made it with allulose for the sugar substitute as it I enjoy the fact it has no after taste. Not a fan of stevia.
        This recipe is such a pleasant change from all the apple cinnamon recipes out there. Just excellent.....thank-you. I wonder if I could make it into a cake and then frost it with a keto maple cream cheese frosting?

        Reply
        • Kim

          September 02, 2019 at 10:03 am

          Yes, Tonya, you could probably make it into a cake. I suggest using a round cake pan instead of a loaf pan, because I don't know how it would cook. When I published the recipe 5 years ago, there wasn't a brown sugar substitute available. I can't wait to update my recipe to make it better. Thanks for coming back and letting me know your measurement for the allspice. Enjoy your week. -Kim

          Reply
  5. Dita MacDonald

    February 28, 2016 at 1:51 pm

    These muffins look great. Can't wait to make them. Thanks.

    Reply
    • Kim

      February 28, 2016 at 3:15 pm

      Thank you, Dita, they are really good. I hope you like them as much as we did. Enjoy the rest of your weekend. -Kim

      Reply

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