This fluffy banana cream has all the creamy, sweet banana taste you love in banana cream pie without any of the carbs. A low carb dieter’s dream, this keto banana cream pie will give you all the classic banana cream pie flavor without using a single banana.
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Banana cream pie is nostalgic for me. Every time I eat a slice I’m a kid again, right back in my grandma’s kitchen, begging her to have another slice. But since I’m fully committed to living a low carb lifestyle, banana cream pies loaded with slices of carb laden bananas and sugar were a thing of the past until…..
I tested and retested this dreamy low carb banana cream pie and landed on the perfect keto recipe. This keto banana cream pie has all the classic flavors I loved growing up with that perfect silky, fluffy mouthfeel. I just can’t get enough.
It can be done! Make a great banana cream pie without bananas!
Traditional banana cream pie layers sliced bananas underneath cooked vanilla pudding. Bananas are not your friend if you are trying to maintain a low carb lifestyle. 1 banana has 27 grams of carbs. Most versions of banana cream pie call for 3-5 bananas. That’s a low carber’s nightmare.
My version has no bananas but uses a cooked, sugar-free banana pudding as the filling instead. This change results in a fluffy and luxurious banana flavored pudding filling without all the carbs.
I’m not kidding when I say the banana pudding is luxurious - It’s basically a pastry cream. But, I folded in whipped cream, the filling is fluffy and light. It’s absolute perfection.
The best low carb banana cream pie ever!
The rich banana filling makes this fluffy low carb banana cream pie so delicious that you will never miss the bananas. You’ll be too busy enjoying the luscious pastry filling on top of the delicious walnut pie crust.
I did y’all a favor and I painstakingly tested this recipe many times over weeks and weeks. I used dozens of eggs! Each time, I kept making small adjustments, tasting and noting what worked along the way. (Twist my arm, right?! Any reason to eat more of this low carb banana cream pie!)
All my adjustments led me to the perfect combination and ratio of ingredients to create that luxurious filling.
What makes the banana filling so delicious? Can’t I just use instant pudding?
While you can use sugar-free instant banana flavored pudding if you really want to take a shortcut, you are missing out. This banana filling is a decadent treat. Not only does it absolutely nail the banana taste but it has that sumptuous silky mouthfeel sort of like a rich mousse.
Also, have you looked at the ingredients in Jello sugar-free instant pudding? The first ingredient is cornstarch, which means it is the main ingredient. The second ingredient is maltodextrin, a sweetener which has a higher glycemic index than sugar! A small box serves 4, at 6 g carbs each (mostly sugar and starch).
I don’t know about you, but I would rather make my own filling. It only takes a few minutes - BUT it does need to sit overnight to achieve optimum thickness.
The Key to Luxurious Sugar-Free Banana Filling
For this recipe, you need basic low carb custard ingredients like heavy cream, almond milk, egg yolks for richness, whole eggs, butter, and stevia and erythritol to sweeten it. Fairly standard.
To this custard base, you are also adding elements to add flavor. To give this custard its irresistible banana flavor, I am adding a teaspoon of vanilla extract and a teaspoon of banana extract.
Apart from the standard custard ingredients, we’ll add arrowroot powder, xanthan gum and gelatin for thickening. The tablespoon of arrowroot makes the pudding very smooth and helps it thicken to the right consistency. Yes, it’s starch, but it only contributes 7 carbs per the whole recipe and is just a small part of the recipe.
Additionally, we use a little bit of xanthan gum to help with thickening the pudding. It’s just the right amount though, do not as more. Too much xanthan gum will make the filling feel slippery, so don’t skip the starch and add more xanthan gum.
Gelatin gives just the right stiffness so the filling doesn’t run everywhere. I've used both grass fed beef gelatin and Knox gelatin.
Making the keto Banana Filling
Making a homemade custard or pudding is easy to do. The hardest part is overcoming the fear of overcooking or undercooking the eggs. Everyone does it the first time. Infact, I did it twice while adjusting to my new induction top and new cookware.
The only thing to remember when cooking an egg based custard is that a whisk and a strainer are your best friend. Also, be quick to grab that pot off the heat if you think it’s getting too hot!
To make the filling:
- Bloom the gelatin in 1 tablespoon of water
- Measure the liquids into the pot and heat over medium heat until steaming.
- In a medium heat-proof bowl, whisk the dry ingredients, egg yolks and whole eggs.
- In a thin stream, add the hot liquid to the eggs while whisking continuously.
- Pour the custard mixture back into the pot and return to medium low heat.
- Whisk continuously until the mixture thickens.
- Remove from the heat and add the remaining ingredients and whisk for 1 minute.
- Strain and cool overnight.
Just before you take the pastry cream out of the fridge, make your whipped cream. Fold the stabilized whipped cream into the filling in 3 batches. Spoon the filling into your crust before topping with additional whipped cream (if desired). Pop it back in the refrigerator for 4 more hours to set before serving.
Here is a video from Joy of Baking which shows how to cook a proper pastry cream.
But wait! What crust should I use?
I love this banana cream filling in my walnut pie crust recipe . The walnut pie crust recipe makes a good choice for any cream pie because it doesn’t get soggy. You could also use my graham cracker crust if your would rather. And if you prefer a more traditional pie crust my flaky low carb pie crust recipe might be for you.
For a more adventurous take and a play on the classic banana peanut butter combination, you even try the peanut flour pie crust (https://www.lowcarbmaven.com/peanut-flour-pie-crust/) I have!
Banana isn’t for me. Do you have any other low carb keto cream pie recipes?
Yes! While this low carb banana cream pie is delicious enough to convert any non banana fan into a banana lover, I have a ton of other low carb keto cream pie recipes.
- Keto Lemon curd cream pie
- Keto Strawberry cream pie
- Keto Chocolate French silk pie recipe
- Keto Peanut butter pie
Fluffy Keto Banana Cream Pie
Ingredients
Low Carb Crust
- 1 recipe Low Carb Walnut Pie Crust (or your favorite pie crust recipe)
Banana Pudding (refrigerate over night)
- 1 cup heavy cream
- ⅓ cup almond milk
- ½ cup low carb sugar (Swerve granulated or Lakanto)
- 1 tablespoon arrowroot powder
- ⅛ teaspoon xanthan gum
- 1 ¼ teaspoon gelatin powder
- 1 pinch salt
- 3 large egg yolks
- 2 large eggs
- 2 tablespoon butter
- 1 teaspoon vanilla
- 1 teaspoon banana extract
Whipped Cream (for folding into the Banana pudding)
- ½ cup heavy cream
- 2 tablespoon low carb powdered sugar (or Swerve Confection or Lakanto Powdered)
- ⅛ teaspoon xanthan gum
Instructions
Crust
- Make the Low Carb Walnut Pie Crust as per instructions or use your favorite recipe for low carb pie crust. Cool completely. Can be made several days ahead.
Preparation
- Ready a strainer by the stove. Sprinkle the gelatin over 1 tablespoon of water to bloom.
Banana pudding
- Place the cream and almond milk in a medium sauce pan, and turn the heat to medium until the milk steams and forms bubbles around the sides of the pan.
- In a medium bowl, whisk together the sweetener, arrowroot, xanthan gum and salt. Add the egg yolks and whole eggs and whisk to combine.
- In a thin stream, pour the hot milk into the eggs mixture while whisking continuously. Then, pour the custard back into the sauce pan, turning the heat to medium-low. Place the sieve over the bowl.
- Continuously whisk the custard. Nothing will happen for about 2½ minutes and then it will start to thicken-up slightly. Whisk a little faster. At about the 3 - 3½ minute mark, it will begin to thicken. Whisk briskly and cook for 1 minute more BUT don't let the mixture boil or the eggs will scramble. NOTE: You may need to remove the pot from the heat if it gets too hot.
- Turn off the heat and remove the pot from the stove, still whisking briskly for another minute. Whisk in the gelatin, vanilla, banana extract, and butter. Then, pour the pastry cream through the strainer, catching any cooked egg bits.
- To cool, push a piece of plastic wrap right on top of the surface of the pastry cream and place in the refrigerator OR make a water bath by putting ice and water in a large bowl, setting the smaller bowl with the pastry cream into the water bath, and stirring until completely cool. Cover and refrigerate overnight.
Assembly
- Put sweetener and heavy cream in a small bowl and beat with a hand mixer until soft peaks form. Sprinkle the xanthan gum over the top and beat until the cream is very stiff.
- Remove the banana cream filling from the refrigerator and gently beat with a hand mixer for a few seconds. Add ⅓ of the whipped cream to the filling and fold it in with a rubber spatula. Add another ⅓ of the whipped cream, again folding it into the filling. Repeat.
- Put the filling into the crust and smooth to the edges. Refrigerate uncovered at least 4 hours before serving.
- Serves 8, at 5.5 net carbs per serving.
Notes
- Make the crust and pudding the night before.
- Assemble in the morning.
- Let it chill at least 4 hours or until needed.
Delores Feinberg
I'm wondering if using coconut whipped cream would work in place of the whipped dairy cream?
Kim Hardesty
Hi Delores. That's an interesting question. Whipped coconut cream is a little heavier and wetter than whipped cream. I would use about 1/8 of a teaspoon of xanthan gum to help stabilize it before folding it into the cooked custard (you can also use coconut milk or a combination of coconut milk and nut milk for the custard.) -Kim
Terri
Do you keep the crust refrigerated overnight before filling or can it be left out on the counter?
Kim Hardesty
Yes, you can leave it on the counter, Terri. -Kim
Adam Pryor
Wow...turned out incredible... my favorite keto recipe of all time... thanks.
Lucia
I had my teenager attempt this. We had SF banana pudding so she took that route. She also subbed walnut with almonds since that’s what we had. It’s setting tonight for the 4hrs and tasting! Question your instructions up to say “ Spoon the filling into your crust before you top it with whipped cream and pop it back in the refrigerator...” but we don’t see what whipped cream is supposed to be used to top the pie?
Kim Hardesty
Hi Lucia. I hope you enjoy your pie. How exciting to have a teen in the kitchen. I have modified that part of the instructions in the post. I'm sorry that wasn't clear. -Kim
Laquita
Hi Kim. Thanks so much for the recipe. Would it make a big difference if I leave out the arrowroot powder? Thanks.
Kim Hardesty
Hi Liquita. The pudding may not reach the proper consistency without it and may be too runny. -Kim
Mariah
Hi! I made this & I loved the whole thing but I wanted to make a baked cheesecake with the same crust. Is it possible or do you think the crust would burn?
Kim Hardesty
I'm glad you liked the pie, Mariah. This pie crust would be great for a cheesecake. Pre-bake it, but dock it with a fork all over before pre-baking. The cheesecake filling and water-bath will prevent the crust from over-baking. -Kim
Trish
Hi,
I just made your banana cream pie in the walnut crust. I have made it several times before and we love it. Am I able to freeze this pie? We were suppose to have family over but we got bad weather and our festivities have to be put on hold. I would like to freeze it.
Kim Hardesty
Oh, yes, Trish! You can freeze this with no problem. Let it thaw in the refrigerator. I'm glad you like the pie! Enjoy your time with family. -Kim
Tracy
This was excellent!!!! It's gone now, but wow!!!! I wanted to drink it with a straw. Before I ever assembled it. Thank you for your time to dream up these recipes. I did the walnut crust. Can't wait til tomorrow to do it all again.....I can't cook but you sure can. Very good second by second what to do next. If you like bananas this will hit the spot!
Terry
Ok so I made this and it was one of the most delicious cream pies ever. Thanks for this. Your site is making me quite the hero lol!
Kathleen M Cooper
Looking forward to making your pies. I’ll be baking for my Lfegroup that I attend. Your recipes look real yummy can’t wait to try it.
Jeannie C
This looks awesome! Can you tell me if the carb count 9.8 is total carbs or net carbs.
Kim
Hi Jeannie. The pie serves 8 people at 5.5 NET CARBS (that's minus fiber) each slice. Enjoy the pie. -Kim
Donna
What can be used to replace the arrow root and still be low carb or keto??
Thanks for all you do and your help.
Kim
Hi Donna. I tested this recipe a bazillion ways and it was always better with a tiny bit of starch. I have it reduced from 2 tbsp to 1 tbsp with the use of gelatin. The starch contributes .7g carbs per serving. As I mentioned in the post, I tried using more xanthan gum, but the pudding was very slippery on the palate. Adding psyllium powder or konjac root powder makes it thick and gloppy like snot or the toy "slime". You can use more eggs, but it may taste eggy. Just leaving it out may work, but my pudding never set as well without it.
I test my recipes extensively and only add things like starch if it really makes a difference and only if it contributes less than 1g carb per serving. My recipes rival the real thing. I hope I have given you some ideas on what to try to use as alternate thickening. Good luck! -Kim
Holly
Hi kim, I read in doing research that you can sub glucomannan i.e. konjac root in a 1:1 replacement for gums in puddings etc..
It sounds like you’ve tested this and it did not turn out well, is this true? We just have such a bad reaction to the gums but this looks so good and I would love to make it for Thanksgiving. We don’t mind using a little more starch in place of gums if it doesn’t effect the outcome.
Also, I read a comment where you said you could use dairy free replacements for the dairy. Do you have recommendations what to use for your cream pies as there are so many choices out there.
Sorry one last question- I really want to use your walnut crust because you said it resists soaking but we can’t have dairy so no whey. I do have goat whey though (😬) but just too scared it won’t turn out or will taste bad and just too expensive to waste. My question is in your pie crust recipe with almond flour and oat fiber can either ghee or palm shortening be used for the butter successfully?
Thank you and Happy Holidays!
Kim Hardesty
Hi Holly. I'm so sorry that I wasn't able to get to you in a timely manner. Don't use konjac in this recipe because it makes the consistency like snot. I would use a little more starch since you said that it doesn't bother you. You can use full fat coconut milk for the custard to avoid dairy. You can also use whipped coconut cream for the whipped cream, but know that it melts at room temperature so I would serve the pie cold.
You can use my Flaky Pie Crust (the one with the almond flour and oat fiber) recipe and spread a thin layer of chocolate on the bottom to prevent soaking. I think you should be able to use the palm oil shortening for the butter, but probably not the ghee. The crust is a little fiddly but very nice.
The walnut pie crust is very nice with the banana flavor and easy to press into a pie plate. I have never used or even tasted goat whey powder before. You can omit the whey protein powder - it will change the texture a bit, but will still work. Using ghee in this recipe is fine as I have used it before.
Again, I'm sorry about not getting to your question in time. I hope you had a wonderful Thanksgiving. -Kim
Veronica
Me and a few close friends started dieting together and this delicious low carb banana cream pie is just we need to celebrate 3 weeks of successful dieting!
Dianne Wheeler
I do not see a list of ingredients, only a method for preparation.
Kim
Hi Dianne, I can see it on mobile. Are you scrolling down enough to the recipe card? -Kim
Ruth Turner
This is a great recipe. At my father's request (it's his 74th birthday today) I used 2 small bananas instead of using the extract. This was a hit and everyone in the family greatly enjoyed this dish. Thank you for taking time to make this recipe.
McDonna
Hi Kim ~ Thank you for referencing the video on Joy of Baking, but I didn't find an active hyperlink. Did I miss something? Can you please help? Thanks for all your delicious recipes!
Kim
Oops! Try this one! https://www.youtube.com/watch?v=BrPreMrLWYM
Tina
Hello, when I poured the filling into the crust but it was liquid, still thick but liquid. Is this normal? I followed the instructions exactly. Yours looks whipped and fluffy. What went wrong? I haven’t spread the whipped topping on yet because even after folding it into the filling it was too liquid to spread the rest on top.
Kim
Hi, Tina. It sounds like the pastry cream wasn't cooked enough. Did you let it cool over night in the fridge? It should be thicker than the pudding you get from the grocery store - more like a tapioca pudding in thickness. The whipped cream needs to be beaten very stiff - almost where it gets clumpy and it's folded into the cold pastry cream. I'm so sorry your pie didn't turn out. That's really frustrating. I am adding a link to the post of a great video that shows how to make pastry cream which uses sugar and flour or cornstarch to thicken. While this low carb pastry cream is not as thick, it's nearly. Again, I'm sorry your pie didn't turn out. If you have any more questions let me know. Have a nice week. -Kim
Tina
I did not let it cool overnight. I didn’t se wit in the instructions. Thanks! It’s in the crust right now so I will check on it in the morning
Kim
I'm so sorry about that Tina. I wrote this post two years ago and haven't revisited it. I will make appropriate changes to it tomorrow. I want everyone to be happy with the recipes because these ingredients are expensive and cooking from scratch is an investment in time. Thanks for letting me know that that info isn't in the post. Enjoy your evening. -Kim
Melinda
We followed these directions exactly but our was liquid too. Is then read these comments and see that there were instructions missing? Is there a step missing that states that needs to be refrigerated overnight? I’m so confused. The prep time states 55 minutes?
Kim
Hi Melinda. I'm sorry that your pastry cream didn't thicken. That happens when the pastry cream hasn't been cooked enough. There are not missing steps in the recipe. When cooled, the pastry cream should be thicker than store bought pudding. If it wasn't then either the eggs weren't cooked enough or the cornstarch (arrowroot) didn't get hot enough to activate. As this isn't an instant pie (you're familiar with the recipes that use instant pudding?), it needs several hours to overnight to set - like any scratch cream pie. The 55 minute time was indicative of the actual working time of the pie. I do not have any other way to state the time on my recipe card. I am sorry about that. -Kim
Veronica E
Mine came Out the same (runny). Followed the recipe to the T. Even chilled it over night, but it just wasn’t stiff. But it tastes absolutely amazing! It’s like banana pudding in a pie crust! The crust was so bomb! I added a layer of chocolate to the bottom before adding the filling - again, BOMB! Def want to try again for better success in the stiffness...
Kim Hardesty
Hi Veronica. I'm glad you liked the pie and love that you added chocolate to the bottom of the crust. It sounds like the filling wasn't cooked long enough or the heavy cream whipped enough or both. The pastry cream takes a couple of times to get the feel for. I have both under-cooked it and overcooked it. The eggs will thicken it on their own, but the starch needs to get hotter or be cooked longer to do its magic. There is a fine line between being undercooked and overcooked. I will add a link to a cooking video from Joy Of Baking in the post so you can watch how it is made. -Kim
McDonna
Talk about variations ~ I totally see Almond Joy potential in this pie! Stir in some cocoa with the pie crust, almond & coconut extracts for the filling, a significant dusting of coconut and toasted almonds on top!
Kim
You're my kind of baker, McDonna! I love your ideas. I bet that would be spectacular! -Kim
Matt
I love your recipes and photography! Very inspiring. Thanks for all your hard work.
Kim
How nice, Matt, thank you. I had to take a little peek at your site again... You guys are coming up with some great stuff! Enjoy your weekend. -Kim
Juno
I made this today... To be honest I thought it would taste gross, but I so wanted a low carb banana pie that I tried it anyway. It. Is. AMAZING! The only change I made was using 1 1/2 TB of Arrowroot instead of 2 TB. The constancy was just right for me!
Thanks, Kim, for coming up with such a brilliant and delicious recipe! I will be checking out your other recipes now!! :)
Kim
Lol. Juno, I'm so glad you didn't find it gross! I'm sorry, I'm still chuckling over here... I know that not every recipe in the world can be the perfect taste to every person, so I am glad you gave this pie a chance and actually liked it. Thank you very much. Have a great weekend. :) -Kim
Belenda
Did you use powdered erythritol or granular? I noticed the French silk pie recipe calls for powdered swerve. I didn't rate it since I haven't made it yet
Kim
Great question, Belenda. This recipe involves cooking a pastry cream or pudding instead of just whipping eggs and chocolate like in the French Silk Pie Recipe. The granulated erythritol should melt in the hot pastry cream. BUT, I almost always powder my erythritol or use a powdered product in my desserts unless it's going into a batter for cookies or a cake. I'm just weird that way. For best results on the whipped cream, powder your granulated sweetener to ensure that it is not gritty. I hope that helps. Have a nice weekend. -Kim
Amber
The recipe instructions talk about xanthan gum and stevia glycerite but those items are not in the ingredients list?
Kim
Oops! Thanks for the catch, Amber. It's been corrected. Have a nice week! -Kim